Immediate Help (855) 479-1779
Immediate Help (855) 479-1779
Through our experience working with thousands of physicians & CRNAs, we have gained a deep understanding of the unique challenges you will likely face when applying for a mortgage. Schedule a free consultation to learn more about our specialized mortgage programs for CRNAs.
Get StartedWe have a deep understanding of CRNA's unique financial situations, including high student loan debt and new employment contracts. Our experienced team of loan officers, processors, and underwriters have been specifically trained to serve CRNAs and create flawless homebuying experiences.
We handle everything within our team and there are no third parties to worry about. Our streamlined process means you can confidently submit a competitive offer while also meeting your closing dates and financing deadlines.
No problem! We are able to exclude student debt that is not currently in repayment from your debt to income ratios and even use stipend income to qualify in some cases. We advise you on how to best structure your student loans through income based repayment or deferment to not only qualify but to qualify for higher loan amounts.
No problem! We work directly with your employer to gather and document your pending employment, thus allowing you to close on the purchase of your new home up to 90 days prior to your first day on the job in some cases.
No problem! We love self-employed and 1099’d CRNAs, and we never require two years job history. If you’re going straight into private practice, joining a group that pays via 1099, or buying into a partnership that doesn’t have a set W-2 wage or set minimum salary, we have a solution for you.
No problem! We can arrange for you to cover your closing costs in your loan, through seller paid closing costs or interest rate adjustment.
"We were so happy with NEO Home Loans, and especially Matt Smith. They were able to overcome some serious hurdles that other lenders couldn't. Matt was always available to answer questions. The entire process was made so much easier because of their service!"
Lance & Emali M Mollenhauer Gilbert, Arizona
"Drake was wonderful to work with! He answered all of our questions and sent along advice and helpful knowledge as we were working through the home loan process. We would absolutely work with him again! We have told our friends and family that they should go straight to NEO Home Loans and ask for Drake to help them with their home loans."
Justin Monell Sandy, Utah
"As first time home buyers, we were a little worried we would be overwhelmed with the process of finding a home. Scott Breen and NEO Home Loans made the loan process simple and seamless. We love our new home and would recommend NEO Home Loans to anyone looking for a place to call home!"
Elizabeth M. Tucker Atlanta, Georgia
"Thank you for making the home loan process simple and streamlined! We appreciated the assistance and communication from Josh Mettle and his team at NEO Home Loans. I am definitely recommending them to my friends and family. We are in love with our new home and the sunset views over the wetlands from our front yard!"
Nicole Pena Vallejo, California
"I have bought houses in the past and this was by far the best and easiest experience I have ever had with getting a mortgage. Mike Jones communicated with me through the entire process so I knew what was happening the whole time. I loved NEO Home Loans and Mike so much that I decided to refinance my loan when interest rates went down. I would recommend Mike Jones at NEO Home Loans to everyone."
Kelly Ryals Sante Fe, New Mexico
"All of the staff at NEO Home Loans were extremely helpful in the home-buying process. This was my first property purchase. Drake and his team were very quick and efficient in answering any and all questions I had in regards to the timeline and process of purchasing the home. I will be referring future colleagues who move this direction to this company."
Klinton Kilgore Spokane, Washington
Copyright © 2023 NEO Powered by Luminate Home Loans, Inc. | NMLS #150953 |For licensing information, go to:www.nmlsconsumeraccess.org | www.goluminate.com | Please review our Disclosures & Licensing information. | Luminate Home Loans, Inc. is a wholly-owned subsidiary of Luminate Bank. Equal Housing Lender. For further information about Luminate Home Loans, Inc., please visit our website at www.goluminate.com. Luminate Home Loans, Inc. NMLS#150953. Corporate Headquarters2523 Wayzata Blvd. S. Suite 200, Minneapolis, MN 55405. For licensing information, go to: www.nmlsconsumeraccess.org. This advertisement does not constitute a loan approval or loan commitment. Loan approval and/or loan commitment is subject to final underwriting review and approval. Other terms and conditions apply. Do Not Sell My Personal Information | Sitemap | Privacy Policy | Equal Housing Lender | Mortgage Websites Powered by lenderd
We truly appreciate the opportunity to work with you on such an important financial transaction in your life and look forward to exceeding your expectations!
